Ipayung44 Terms & Conditions – Complete Usage Terms for Our Platform

1Definitions & Interpretation

In these Terms & Conditions, the following words and phrases carry the meanings defined herein:

• "ipayung44" refers to the online casino and sports betting platform operating under the domain ipayung44.ws and all its subdomains.
• "Member" or "User" refers to any individual who has successfully registered an account with ipayung44.
• "Platform" refers to the website, mobile application, and all digital services provided by ipayung44.
• "Bet" refers to any wager of real money placed by a Member on any game or sporting event on the ipayung44 platform.
• "Credit" or "Balance" refers to the amount of funds in Malaysian Ringgit (MYR) held in a Member's account at ipayung44.
• "Bonus" refers to any credits, free spins, or other financial benefits granted by ipayung44 to Members as part of a promotional programme.

2Member Eligibility

To register and use the ipayung44 platform, you must meet all of the following criteria:

• Aged 18 years of age and above on the date of registration.
• Be located in a geographic region where the use of the ipayung44 platform is not prohibited under applicable local laws.
• Not listed on any active self-exclusion programme.
• Acting on your own behalf and not as an agent or representative of any third party.
• Not having any other active ipayung44 account under the same name, phone number, email address, or payment method.

3Account Registration

Registering an account with ipayung44 is free of charge. By registering, you agree to:

• Provide accurate, truthful, and complete information during registration, including your full name, an active Malaysian phone number, and a valid email address.
• Keeping your account password confidential. ipayung44 will not be held responsible for any losses arising from a Member's own disclosure of their password.
• Notify ipayung44 immediately if you suspect that your account has been accessed without your authorisation.
• Updating your personal information whenever any changes occur.

3.1 Identity Verification (KYC)

As part of ipayung44's commitment to security and compliance, we may require Members to complete a Know Your Customer (KYC) process. Documents that may be required include:

• A valid copy of MyKad or passport
• Recent proof of address (utility bill, bank statement)
• Proof of ownership of the payment method used

Withdrawals will not be processed until the KYC verification process is fully completed. ipayung44 reserves the right to request additional documents where deemed necessary.

4Deposit & Withdrawal

4.1 Deposit

Members can deposit funds into their ipayung44 account using supported local Malaysian payment methods, including Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, DuitNow, and FPX (Maybank2u, CIMB Clicks). The minimum deposit amount is RM10. All deposits are processed instantly and ipayung44 charges no fees.

4.2 Withdrawal

Withdrawal requests will be processed within 5–15 minutes once verification is complete. The minimum withdrawal amount is RM30. Applicable withdrawal conditions:

• Funds may only be withdrawn to the same payment method used for the deposit.
• Members must complete the KYC process in full before making their first withdrawal.
• Any bonus received must meet the wagering requirements before it can be withdrawn.
• Ipayung44 reserves the right to request additional verification for withdrawals exceeding RM10,000.

5Bonus & Promotions

Ipayung44 offers a variety of bonuses and promotions to both new and existing members. All bonuses are subject to the following terms:

• Wagering Requirement: Each bonus carries a wagering requirement that must be met before any winnings derived from that bonus can be withdrawn. Wagering requirements are stated explicitly in the terms of each promotion.
• Validity Period: All bonuses carry a set validity period. Any bonus not used within that period will expire automatically.
• One Bonus Per Person: Each bonus may only be claimed once per person, per household, per IP address, and per payment method.
• Game Limits: Some bonuses may be restricted to certain game categories. Please check the specific bonus terms for more details.

6Game Rules

All games on the ipayung44 platform — including Live Casino, table games (Baccarat, Blackjack, Roulette), slots, Malaysia Super League and EPL football betting, BWF badminton, and jackpots — are conducted in accordance with established rules. Members agree that:

• The outcome of all games is final and may not be disputed except in cases of verified technical error.
• In the event of a technical failure during gameplay that results in an invalid outcome, ipayung44 reserves the right to void the round and refund the wager.
• Bets placed after the betting deadline has closed will not be accepted.
• Members are not permitted to use any assistance software, bots, or automated methods to play or place bets.

For Live Casino games with live dealers, additional rules may apply depending on the game variant selected. Please refer to the specific game guide for more information.

7Member Responsibilities

As an ipayung44 Member, you are responsible for:

• Ensuring that use of the platform is strictly for personal and recreational purposes.
• Keep your account secure by not sharing your login credentials with anyone.
• Comply with all applicable laws and regulations in your jurisdiction while using the platform.
• Not using the platform for any illegal activities, including money laundering.
• Interact respectfully with dealers and other users in Live Casino games.
• Set personal limits and play within your own financial means.

8Liability Limits

Ipayung44 shall not be liable for any direct, indirect, incidental, or consequential losses arising from:

• Use of or inability to use the platform due to internet disruptions on the user's end.
• Valid game outcomes determined in accordance with the established rules.
• Third-party actions, including those of game software providers, that are beyond ipayung44's control.
• Loss of opportunity or anticipated profits.

9Account Termination

9.1 Termination by Member

Members may close their account at any time by contacting the ipayung44 customer support team via live chat or email. Prior to closure, all active bonus wagering requirements must be fulfilled, or any remaining bonus balance will be forfeited.

9.2 Termination by ipayung44

Ipayung44 reserves the right to suspend or terminate any Member's account at any time without prior notice if:

• The Member breaches any provision of these Terms & Conditions.
• The member is involved in fraudulent activity or money laundering.
• The Member holds multiple accounts.
• The Member provided false information during registration or the KYC process.
• The Member uses assistance software or bots to play.

10Data Protection

Ipayung44 is committed to protecting the personal data of all Members in accordance with internationally recognised data protection principles. For detailed information on how we collect, use, store, and protect your personal data, please refer to ipayung44 Privacy Policy.

In brief, ipayung44:

• All data transmitted between your device and our servers is protected with 256-bit SSL encryption.
• Will not sell or transfer Members' personal data to third parties without explicit consent.
• Retaining data only for as long as necessary for the stated purposes.

11Responsible Gaming

Ipayung44 is deeply committed to responsible gaming. We believe that gambling should be a form of entertainment, not a source of income or a means of resolving financial difficulties.

Responsible gambling tools provided by ipayung44 include:

• Deposit Limit — set a daily, weekly, or monthly deposit limit.
• Loss Limit — cap the maximum amount you can lose within a specified period.
• Temporary Break — suspend your account for a period of 24 hours to 30 days.
• Self-Exclusion — permanently close your account if you need help stopping gambling.

If you or someone you know needs help with a gambling problem, we encourage you to reach out to a mental health professional or a relevant organisation in Malaysia. For more information, visit the Responsible Gaming ours.

12Laws & Jurisdiction

These Terms & Conditions shall be interpreted and enforced in accordance with applicable law. Any dispute arising from or in connection with the use of the ipayung44 platform shall first be resolved amicably through negotiation between the Member and ipayung44.

If an amicable resolution is not reached within 30 days, the dispute may be referred to the appropriate legal proceedings. The official languages used in all formal communications and legal documents by ipayung44 are Bahasa Melayu and English.

Last Updated: 1 January 2026. Any enquiries regarding these Terms & Conditions may be directed to our team via email at support@ipayung44.ws.